How the Chime referral signup works
- Open the referral link before beginning the application.
- Review the promotion, deadline, and qualifying-deposit language.
- Apply for a new eligible Chime account using consistent information.
- Complete account verification and arrange any required qualifying direct deposit.
- Allow the processing period stated in the current promotion.
Referral promotions change. The offer displayed by Chime during signup controls eligibility, deadlines, required activity, reward value, and payment timing.
Eligibility and reward details
A payroll transfer is not automatically qualifying in every situation. Chime controls which deposits count, the required amount, the time window, and account eligibility.
What to check before you join
- Save a screenshot of the offer shown when you join.
- Confirm what Chime defines as a qualifying direct deposit.
- Do not count bank-to-bank transfers unless the terms allow them.
- Keep the account in good standing through the reward period.
If the referral does not track
Keep the original invitation, screenshots of the offer, confirmation messages, and any qualifying transaction details. Contact Chime support through its official app or website and provide the requested account information. Never post private account details publicly.